The Supreme Court is expected to rule on the AHA this week, and the liberal universe is all a flutter over the possibility of the bill being struck down, which it should be. In my opinion, the personal mandate is not even close to being constitutional, and considering the severalty nature of the bill, if the mandate is struck down, the entire bill is struck down, which would be a good thing and may allow us to have an adult conversation about health care without the input from people like Nancy Pelosi. This current bill was put together behind closed doors on a highly partisan basis, by narrow special interest groups, and is still not universal, nor efficient, and is proving to be a typical government bureaucratic over reach. For example, if this bill were to pass, I would be required to obtain insurance that covers substance abuse despite the fact that I don’t do drugs, don’t smoke, and rarely even have a drink. But according to the ruling elite, I need to have substance abuse coverage within my insurance policy. Brilliant, right? Well that’s a good example of how big government, know it all liberals like to govern. Find a minor problem, and design a solution that impacts everyone. In this case, approximately 13% of the population is without health care insurance, so liberals have designed a program that adversely impacts 87% of us to accommodate that minority. Again, brilliant right? The reality is is that this bill is so convoluted, so awash in bureaucratic red tape and such an over reach response to what that actual problem calls for, that striking it down and starting from scratch would be just common sense. So what to do?
First of all, let’s first admit that the vast majority of Americans do have insurance, and according to recent polls, most of them are quite pleased with their coverage. So the issue is finding a cost efficient way to bring health care insurance to the 13% that either can’t afford insurance, or simply choose to go without, which is a reality liberals do not want to admit. Currently, the largest health care insurance provider in the market place is the federal government, so liberals are simply trying to resolve this problem by expanding the already sizable reach of the government, and considering the current problems we are facing with the federal government in the lead already, giving them a bigger role, hardly makes sense right? Wouldn’t it make sense to go the other direction and allow the free market place to fill the void, and allow consumers to make their own decisions? The free market place is an amazing mechanism, and consumers are a lot smarter than government gives them credit for. Despite the fact that cell phones were very expensive when they first came out, today, you can buy one for $10, and I would guess that the vast majority of those 13% of people without health insurance, have a cell phone. Let’s look at another example of car insurance. I will wager to say that a majority of that 13% also drive, and have car insurance which can be purchased for as little as $20 a month according to the commercials in my area, so that’s two examples of the free market bringing products to consumers and providing them at a cost that is universally affordable. How about if we try that with health insurance? If health care insurance providers were allowed to compete in every state, for everyone’s business, and were allowed to design their policies to meet individual needs, I can guarantee you that costs would come down, substantially. Combine this effort with tort reform, and get the government and lawyers away from the doctor patient relationship, and you will achieve universal health care.
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